Lifetime Cashflow Planning

What is lifetime cash flow planning?

The old adage “if you fail to plan, you are planning to fail” is as relevant today as ever and, despite the unpredictability of investing, is the key to long-term financial security. Lifetime Cashflow Modelling is aimed at individuals, to help them to identify, achieve and maintain their desired future lifestyle, without the fear of running out of money, whatever happens.

Lifetime Cashflow Modelling is a very detailed process that we go through with clients. We look at your income and expenditure expectations for you and your spouse/partner, from now until a set age (normally age 100), and provide you with a detailed report. This report takes into account all the assets you hold now and also those expect to have in the future, any potential inheritances you foresee, and all the plans you have in life, such as holidays, travel, property purchases and sales, gifts to children, etc. The list is endless.

The Financial Conduct Authority does not regulate Cashflow Modelling and Taxation Advice.

Want to find out more? Give me a call on 07971 287517

If you would like to speak to one of our existing clients before deciding whether to work with us please let us know and we will arrange this for you. It’s important that you feel entirely comfortable in working with us, helping you secure financial peace of mind.

Professionals

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Retirees

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Business Owners

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Lifetime Cashflow Planning

What is lifetime cash flow planning? The old adage “if you fail to plan,...

“We were very fortunate in being introduced to Richard Hawkings over 7 years ago and he became our financial advisor. He has demonstrated sound and conservative financial ability, makes regular visits to see us and is readily available by telephone. There have been times when some decisions have needed immediate attention and the advice we have received has been invaluable. His knowledge of the financial marketplace has resulted in establishing a broad based portfolio for us. We do recommend his services without hesitation.”

Tony & Alison Perry

“Richard Hawkings has been my independent financial adviser for the last 10 years. From my experience and dealings with Richard, I can testify that his advice and the service he provides is exceptional. Whether it be mortgages or ISAs, Pensions or Sickness benefit, the advice he provides is not only independent but, over the years, proven to be well judged and only ever with the interest of the client at the core. Richard’s trustworthiness and sound advice are just two of the reasons why I would have no hesitation in recommending him to anyone seeking sound and independent financial advice.”

Mr M Cheung

“Richard has been providing me with sound financial advice and information for the past 7 years, particularly in the areas of pensions and mortgages. He has helped me prepare for my future while enabling me to live now – despite my ever-changing financial circumstances. I have found him to be helpful, personal and prompt and I trust his advice. He has helped me greatly and alleviated the anxiety I feel about financial matters, for which I am very grateful. I would (and have) recommended him to everyone.”

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